Oct 06 2014

16 Things You Can Buy Second-Hand Instead of New – Part 1

secondhand items

Through my debt free journey, one of the methods I’ve used to keep more money in my pocket is buying second-hand items for certain things. This has saved me thousands over the years. Another great advantage to second-hand goods is when you’re done with the item; you can then resell it and make a fraction of your money back providing it’s still in useable condition. Sounds, good to me!  Here is my second-hand items recommendations list: – Read the rest of this entry »

Sep 01 2014

Update on My Car Replacement Fund

car replacement fund

I bought my current car in 2007. It was a cheaper version of my dream car. I made the final payment on it in November 2013 and discussed how I would be obtaining my next car with cash – you can read about it HERE. Read the rest of this entry »

Aug 26 2014

Reader Question – Can I Have More Than One Credit Card?

how many credit cards are too many

I’m answering a reader question today (major parts deleted for privacy reasons) – “….if I’m disciplined with my cards, is it okay to have more than one credit card?”

Based on my observation over the years, the average person in UAE is in possession of at least 4 credit cards at any given time with an average limit of AED 8, 000/card. That’s a hefty amount of unsecure money to have unfettered access to. Read the rest of this entry »

Aug 23 2014

Break in Transmission

debt free in dubai

Whew! It’s been quite some time since I uploaded any new articles. My bad. I have been busy with a lot of life changes. When I started the site, I mentioned my desire for early retirement so I can focus on the things I care about – you can check it out on HERE. Most of what I’ve been doing in the last year has been moving me towards this moment and in the last few months; I have been working out my numbers and saving more than ever to achieve this. I finally decided to strike out on my own end of last month, which is why I’ve been missing in action. Read the rest of this entry »

Jul 11 2014

The Good, Bad & Ugly of Credit Cards in UAE

credit cards in Dubai

Credit cards get a bad wrap which is true most of the time. Nevertheless, it is still possible to use a credit card to your advantage if you know what you’re doing. Outlined below are the good, the bad and the ugly of credit cards. I’m going to start with the bad & ugly first, just to scare credit card addicts:- Read the rest of this entry »

Jul 07 2014

Best & Worst Ways to Connect with a Career in Dubai

jobs in dubaiI have received a lot of emails from readers asking about the best and most effective way to hunt for a job in Dubai. Unfortunately, some of the best jobs in Dubai, or anywhere for that matter, never make it to the job market. The positions are either filled internally or through recommendations. However, there are several things you can do to get yourself on that recommendations roaster. Read the rest of this entry »

Jul 04 2014

Ramadan Kareem!

Ramadan Kareem to UAE! :)

ramadan kareem in dubai

Image Credit: https://www.flickr.com/photos/ahmadnawawi

Jun 28 2014

Have You Got the Right Types of Insurance?

the right types of insurance

I hate insurance. Payments made in perpetuity for something that might never happen – definitely not my favourite type of pay out. It annoys the crap out of me. However, I still buy insurance anyway. Why? Because of Mr Murphy. I’ve spoken about Murphy in a previous post – Can Emergencies Wipe Out Your Savings? Read the rest of this entry »

Jun 26 2014

Update on What My Budget Looks Like

frugal in dubaiI’ve received a few emails regarding what my budget looks like now that I’ve paid my debt off. You can find my previous post on What My Budget Looks Like HERE. This was my budget when I was still in debt. Now that I’ve cleared out all debts, I’ve updated it with other items aimed at achieving my life goals. Below is a rough breakdown of my current monthly budget: – Read the rest of this entry »

Jun 24 2014

5 Alternatives to Borrowing Money from a Loan Shark

alternatives to loan sharks in uae

The loan shark scourge in UAE has been well documented in the past. Several tales of horror can be found HERE, HERE & HERE. This isn’t an exhaustive reference by any means. If you are really strapped for cash and can’t or don’t want to provide all the documentation required to secure a proper bank loan in UAE, it’s easy to reach for the easier option provided by loan sharks. It’s fast, devoid of documentation and easy to procure. Read the rest of this entry »

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